Do You Need NYC Loan Modification Services? We Can Help!
Don’t Get Caught In A Mortgage Modification Scam …
Call For A FREE Consultation 917-746-3226
Our NYC Law Firm, The Loan Modification Lawyers, will answer all of your questions regarding, home mortgage modifications, the costs, fess, the types of programs currently available, including how does a loan modification work. We have the best mortgage attorney’s near you and offer free consultations. Call Now! 917-746-3226
Whether you need just a mortgage modification, or have questions related to a home or property foreclosure, our legal defenses to foreclosure will also discuss deed in lieu of foreclosure and short sales. Common questions are, “How long does a deed in lieu take, what it is, and the tax consequences, what a short sale is, the process, and how having a short sale attorney on your side is to your benefit.
Related issues surrounding loan modifications, foreclosures and short sales, is debt settlement. Hiring a debt settlement attorney will help you with those harassing phone calls and what we do as a debt defense attorney in your area of NYC New York. Need a debt lawyer? Call now 917-746-3226 for a free consultation!
Why Use Our Legal Services
NYC Loan Modification Attorneys
Have you been approached by someone who’s promised to lower your mortgage payment? Has a “foreclosure rescue” company guaranteed to keep you from losing your house? Don’t be fooled. Mortgage modification and foreclosure avoidance scams are commonplace. Your local NYC loan modification lawyer can help you modify your mortgage and keep you from becoming a fraud victim.
Call Us Today at 917-746-3226
Loan Modification – What you Need to Know
A loan modification is similar to a mortgage refinance in that the objective is to find you a more affordable mortgage payment. The main difference is that instead of shopping for a “new” loan, you will just simply “modify” the terms of your existing mortgage. Today’s tough economic times have turned the housing market upside down. Decreasing home values have made mortgage refinancing often impossible. There are ways however to save your home and avoid foreclosure.
Loan Modification Programs
The U.S. government in response to the thousands of families who find themselves facing possible foreclosure have created a number of programs to save your home. Because we are a loan modification law firm in NYC, we will walk you through this often complicated process, assess your situation and help determine which programs is best for you and your situation.
Loan Modification Process
To qualify, you need to prove that you’re in financial hardship, and that you can get back on your feet if they do grant you the change. We will help you prepare your case, the hardship letter, and negotiate with your lender. We will also closely examine your mortgage agreement and the circumstances of your prior mortgage process to see if your lender has committed any predatory lending violations, which we can use to support your appeal.
Saving Homes and Preserving Families.. Call Now ! 917-746-3226
Mortgage Modification Scams – Yes, Even in NYC!
Unfortunately, scam artists are commonplace in the mortgage modification business. These criminals make false promises and guarantees, giving homeowners false hope and often robbing them of their hard-earned money.
Beware of individuals and companies that approach you and offer to help you modify your home loan. According to the U.S. Department of Housing & Urban Development, other warning signs include guaranteed loan modifications, as well as requests that ask you to sign over title to your property, redirect your mortgage payments or stop making payments altogether.
How Our Attorneys Help You With Loan Modifications
There are several ways in which a home loan modification lawyer can help you. Your attorney can:
Review your financial situation and explain your options, including mortgage modification, a short sale, refinancing and consumer bankruptcy
Work with your lender to help you secure a loan modification
Review any contracts the mortgage company asks you to sign
Take legal action on your behalf if you’ve been the victim of a mortgage scam artist
Lower your interest rate, which will lower your monthly payment
Convert your adjustable interest rate into a fixed rate…
Work with you on Debt Reduction…
As a respected loan modification lawyer in NYC, we are dedicated to helping homeowners stay in their homes, reduce your
mortgage payment, stop foreclosure e and possibly reduce your principle..
Give us a call today at 917-746-3226 between 9 am to 9pm, to setup a FREE consultation.. You have nothing to Lose and everything to Gain.. Give us a Call Now!
Loan Modification Lawyer NYC
236 Fifth Ave
New York,NY 10001
Serving all of New York City’s 5 Boroughs and Long Island
Bronx County, Kings County, Nassau County, Queens County, Suffolk County, New York County, and Richmond County
Afraid of Losing Home..
“I owed $45,000 of back monies on my mortgage when I came to The Loan Modification Lawyers. My interest rate was 5.5% and my payment was $2,959 per month and we were afraid of losing our home. They stuck with us and fought our bank to get a 2% rate and get us caught up. Our payment went down to $1,600 per month. Thank you!”
“We were 10 months behind on our mortgage when we decided to hire a lawyer. Best decision we ever made! We owed almost $35,000 to our mortgage company and we were afraid of losing our home. Their staff was great, they made us feel comfortable and they kept us in the process the whole way. It took about eight months of negotiating with our bank but we got a great deal. We saved over $1,000 per month on our mortgage and our rate went from 6.25% to 3.875%, with a bank who told us they would never modify. Thank you!”
Single Mom Gets Loan Modified
“I am a single mother and had a bad experience with another company who took my money and did nothing. I was really skeptical but I knew I could not do this myself. A representative from The Loan Modification Lawyers came to my home and was really patient and knowledgeable. They took my paperwork and within two months, I got a modification. My rate went from 6.25% to 2%. They saved my home for me and my son."
Behind in Mortgage Payments…
“We were five years behind! My wife and I never thought we would get help. Then a friend of ours suggested we call The Loan Modification Law offices, who helped them. After only three months, we got the help we needed.They did everything for us and our own bank said it was done perfectly. Our mortgage payment went from $3,294 to $1,986. When they called us to tell us the good news, we thought it was a joke. We can't thank them enough."
Great Law Firm!
“I was seven months behind on both my mortgages and had just lost my job. I felt it was hopeless. I knew I had to get help so I hired The Loan Modification Lawyers to help me through this. My payments on both loans came to $4,810 and I was drowning in debt. They pulled out a miracle for me. My payment on my first mortgage went down to $2,150 and they were able to get rid of my second loan altogether! What a company! What a great law firm!"
“My bank, Emigrant Savings, told me they would never modify my loan and I knew something was wrong. I was referred to The Loan Modification Lawyers from a friend and decided to get legal assistance. I was over a year behind and they were foreclosing on me, so I took aggressive action. The legal team filed court motions and was able to get my foreclosure dismissed based on predatory lending claims. They saved my life. What a pleasurable experience."
Mortgage Payment Reduction
“My husband and I had trusted a modification company to help us and all we got was the runaround.We were skeptical when we came to The Loan Modification lawyers but they worked with us every step of the way. In seven months, we had a great deal. Our mortgage payment went from $2,757 to $1,620. Wow! And all of the money we owed was put back into our loan. We are so glad we decided to go with The Loan Modification lawyers!”
Hurricane Sandy and the Bank…
“I got the deal of the century! I was a Hurricane Sandy victim and owed monies to my bank — almost $50,000. And when I got my Hurricane Sandy check from my insurance company of $100,000 the bank kept it and said they were throwing me out of the house! Well, I knew it was time to hire a law firm so I hired The Loan Modification Lawyers. Within three months, they had gotten the bank to take my $100,000, check and to completely give me my home free and clear. I now have no mortgage! I would recommend this firm to anyone with a mortgage problem! Thank you, thank you, thank you!"